Construction Engineer

Workers Compensation Insurance

As anyone with a small business knows, taking care of employees is hugely important not just from a moral and ethical standpoint but from a legal one as well. This includes when they become injured or ill as a result of their work, something that can happen in a number of different ways, depending on the nature of their work.

 

But what can you as their employer do to mitigate the damage to your finances when the above becomes a reality? After all, such cases typically require the employer to pay the costs of said employee’s medical care, as well as continued wages while they are recovering and therefore unable to work. As any small business can tell you, this can be a challenging thing to do from a financial perspective.

 

Fortunately, this is where workers comp comes into play.

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What is Workers Comp Insurance?

Workers compensation - or workers comp, as it is often referred to - provides not only for the medical expenses of injured employees, but also helps to match their wages while they are unable to work. In addition to this, your workers comp insurance will also often provide for the rehabilitation costs of said employee, should they be deemed necessary.

Why You Need Workers Comp Insurance?

We’re here to help you understand all of the benefits of workers comp here at CD Rigdon Associates. But while there are a great many benefits to having this type of insurance as a small business owner, workers comp is actually often legally required for many small businesses. If this is true for your business, it’s important to be aware of the requirements you must meet - and the various types of insurance that you’re obligated to hold.

Unparalleled Protection

Fortunately, you’d want this type of insurance even if it was not legally required in most states. It does not only cover what is mentioned above, after all. Workers comp insurance can also cover costs should an employee that has become injured or ill on the job decide to file a lawsuit against you. Therefore, this type of insurance is very important for protecting your business in the long run. 

Contact Us Today

At CD Rigdon Associates, we’re more than happy to get you set up with the insurance coverage you need.

Get a quote or call for expert advice